We help payment, e-money and crypto businesses get licensed, build regulator-ready AML functions, secure banking access and execute acquisitions or exits —across Europe and Latin America.
Every route starts with the same thing: knowing what regulators, banks and buyers will ask next.
From licensing and AML operations to banking access and fintech M&A, ComplyWiser supports regulated businesses across the full growth lifecycle.
Regulators don't approve PDFs.
We build AML functions regulators can trust — policies, governance, MLROs, analysts, reporting and ongoing operations.
Build AML function →A licence is market access.
We help you choose the right licence, jurisdiction and regulatory path to launch or expand faster.
Start licensing →Most buyers see the licence. We see the risks attached to it.
We advise buyers and sellers of regulated payment, e-money and crypto businesses — from due diligence to closing.
Explore M&A →Banking is won before onboarding starts.
We prepare your compliance story, match you with the right partners and support banking or PSP onboarding.
Open access →Structure decides what you can scale.
We design regulated group structures for licensing, tax, banking, governance and future transactions.
Structure properly →Your regulator is local. Your ambition isn't.
We support regulated expansion across Europe, LATAM and selected international jurisdictions.
Plan expansion →Policies are only the beginning. We help you build the people, processes, controls and reporting lines needed to run a real AML function.
We recruit MLROs, compliance officers, and AML leaders who are qualified, regulator-ready, and capable of doing more than forwarding emails.
A licence gets you started. A team keeps you compliant.
We design, hire, and run AML departments that scale with your business — from the first analyst to a fully operational compliance function.
From one responsible person to a fully operational AML department.
We advise buyers and sellers of regulated payment, e-money and digital asset businesses — combining M&A execution with AML, licensing, banking and regulatory due diligence.
Most buyers see the licence. We see the problems attached to it.
Anyone can value the revenue. We value the regulator's opinion.
The licence gets the headline. The AML function determines the valuation.
We protect value before regulators, banks or buyers ask the difficult questions.
One team from first call to licensing, AML, banking and closing. No handoffs. No guessing. No expensive detours.
Crypto exchange. Payment institution. EMI. Cross-border fintech. Tell us what you're building — we'll tell you what regulators, banks, and partners need to see before they say yes.
A clear, honest picture of what it takes.
There are usually ten ways to get there. Nine are slower, more expensive, or both. We design the licensing, AML, banking, and corporate structure around the business you're actually building — not around a template.
A route built around your business, not a template.
Regulators. Banks. PSPs. Partners. This is where most projects stall. This is where we spend our time.
Approved and operational.
Anyone can buy an AML policy. Finding the people behind it is harder. We build the AML function, recruit key personnel, establish reporting lines, and put the operational infrastructure in place — not just the paperwork.
A function regulators trust — staffed, not stapled together.
Authorised. Banked. Compliant. Operational. The point where most advisors disappear.
A licensed business, actually running.
New markets. New licences. Banking expansion. M&A. Because the licence is rarely the finish line — it's usually the starting point.
A partner for the next stage, not just the first.
Most advisors leave you with a checklist. We leave you with a working business.
If you've been in fintech, payments, or crypto long enough, chances are you've already met one of our clients. Need references? Just ask — we're happy to make introductions.
No procurement departments. No six approval layers. No waiting three weeks for a quote. You'll deal directly with the people running the company — if something makes sense, we'll find a way to make it work.
Most advisors disappear after approval. That's usually when the real work starts. We stay for compliance, AML operations, inspections, reporting, new licences, new markets, and growth.
We've worked inside regulated businesses ourselves — regulators, banking partners, AML audits, licensing projects, staffing headaches, operational pressure. ComplyWiser exists because we couldn't find the kind of partner we wanted when we needed one.
No buzzwords. No handoffs. No corporate theatre. Just people who know how to get regulated businesses off the ground.
A selection of transactions, licensing projects and strategic mandates across regulated payment, e-money, crypto and compliance-technology businesses.
Founder sought a strategic exit while preserving value and operational continuity.
Transaction completed successfully.
Shareholder sought to divest an interest in a regulated financial institution.
Transaction completed successfully.
Group required separation of a regulated business ahead of a strategic transaction.
Standalone business prepared for sale.
KYC, KYB and identity verification platform serving regulated financial institutions.
Strategic acquisition mandate.
Some stories stay private. The outcomes don't.
ComplyWiser is led by people who have run regulated financial businesses from the inside — which is why the advice is practical, and why the founders stay close to client work.
Most people discover financial regulation when it becomes a problem. He built a career around understanding it before it does.
From fintech and crypto to payments and banking, Tomasz has spent more than a decade launching businesses, securing licences, building partnerships, and navigating regulators across multiple jurisdictions.
Former Director of monobank Poland — operator, advisor, and dealmaker with hands-on experience in licensing, AML, banking infrastructure, M&A, and international expansion.
Today, he helps founders turn regulatory complexity into market access, competitive advantage, and growth.
When regulators, banks, and fast-growing fintechs sit at the same table, he's usually the person making sure everyone leaves happy.
With more than a decade in financial crime compliance across JPMorgan, ING, and Rabobank, Maksym has built and scaled AML, KYC, and licensing frameworks inside some of the world's most demanding financial institutions.
Today, he advises fintechs, payment institutions, and digital asset businesses on compliance, licensing, and international expansion — helping ambitious companies grow without losing the trust of regulators, banks, or customers.
· Board Advisor
Regulators, banks, buyers and AML audits all ask difficult questions. This is the team that answers them.
European roots. Global execution.
Licensing. AML. Banking. Expansion. Across borders.
We'll come back with a practical route: regulatory path, key risks, next steps and execution priorities.No generic deck. No sales pitch. Just a clear path forward.
We'll come back with a practical route: regulatory path, key risks, next steps and an estimated execution plan.
· listed firms